At 1st Shot Auto Glass, we know customers have questions. Whether you’re filing a claim or wondering if that chip can wait, here’s a breakdown of the most common concerns Arizona drivers face — and the answers you need.
Will the extreme heat cause my windshield crack to spread faster?
Yes, Arizona’s extreme summer heat can cause small chips or cracks to spread much faster than usual. When the glass heats up in the sun and then gets cooled rapidly by your car’s A/C, it creates a stress imbalance that can turn a small chip into a full-blown crack in no time. That’s why it’s important to repair or replace your windshield as soon as possible, especially during the summer. At 1st Shot Auto Glass, we offer mobile service throughout the Valley and can even help you file your insurance claim—with up to $450 cash back in some cases.
đźš— The Importance of Mobile Auto Glass Services in Arizona
Mobile service means no waiting rooms, no missed work, and no towing your vehicle. With Arizona’s intense heat and long drives between cities, having a technician come to you is faster, safer, and more convenient — especially in places like San Tan Valley or Apache Junction.
đź’° How Does the Cash Back Through Insurance Work?
If you have comprehensive insurance, we help file your claim, bill your insurer, and then send you a cash reward — often between $100–$450, depending on your vehicle and coverage. It’s our way of thanking you for choosing us.
⏱️ How Long Does Windshield Replacement Take?
Most windshield replacements take 30 to 60 minutes, plus an additional 1-hour wait time for adhesive curing. If your vehicle needs ADAS calibration, that may add another 30–60 minutes, depending on the system.
🌟 OEM vs. Aftermarket Windshields: What’s the Difference?
OEM glass is made by the same manufacturer as your original windshield — identical fit and specs.
Aftermarket glass meets or exceeds DOT standards and is often more cost-effective.
We use high-quality glass either way, and we’ll help you choose the best option for your vehicle and budget.
❌ Is It Safe to Drive With a Cracked Windshield in Arizona?
Short answer: No. Arizona heat can cause a small chip to spread in hours. Plus, driving with a large crack could be illegal and compromise your airbag safety and visibility. We recommend repairing chips immediately or scheduling mobile replacement.
🎯 Does My Windshield Need to Be Recalibrated After Replacement?
If your car has:
Lane departure warning
Automatic emergency braking
Adaptive cruise control
…then yes, recalibration is critical. It ensures sensors behind the windshield are properly aligned after glass replacement. We handle calibration on-site with mobile service when applicable.
đź’µ Will My Insurance Rates Go Up If I File a Glass Claim?
No — glass-only claims do not impact your rates in most cases. They are considered comprehensive, no-fault claims, especially in Arizona, where many policies offer zero deductible glass coverage.
🧼 Can I Wash My Car After Getting My Windshield Replaced?
Avoid high-pressure or automatic car washes for at least 48 hours after replacement. Hand washing is okay after 24 hours, but it’s best to wait two days to ensure the adhesive has cured completely.
🌡️ Why Do Windshields Crack So Easily in Arizona?
Extreme temperature shifts
Gravel and road debris
UV exposure
All contribute to faster crack spreading. Even small chips can turn into a full break with just one hot afternoon or a blast of cold A/C on a 110° day.
🚨 Do You Offer Same-Day or Emergency Auto Glass Replacement?
Yes! We offer same-day mobile service in many parts of the Valley and surrounding areas. If you’re in Mesa, Chandler, Queen Creek, or even Florence, we’ll do our best to get your vehicle road-safe again fast.
🗖️ How Soon Can You Replace My Windshield After I Call?
In most cases, we can schedule same-day or next-day service — especially if the glass is in stock. Some specialty vehicles or luxury models may take a little longer. We’ll give you an ETA upfront and stick to it.
đź“„ How Do I Know If My Insurance Covers Windshield Replacement?
Look for comprehensive coverage on your policy. In Arizona, many carriers include zero-deductible glass. If you’re unsure, we can check for you — just provide your VIN and insurer info, and we’ll verify everything in minutes.
Will My Insurance Go Up If I Claim For A Windshield In Arizona?
If you’re in Arizona, **filing a claim for windshield repair or replacement generally won’t cause your insurance premiums to increase, thanks to state law ARS 20‑263. That ensures windshields are treated as “no-fault” glass damage—so insurers cannot raise your rates based on those claims (agsautoglassaz.com)
🛡️ How It Works in Arizona
Glass Coverage Endorsement
Arizona insurers are required to offer zero‑deductible glass coverage for windshields as a separate endorsement on comprehensive policies (Stoller Insurance)“Not Your Fault” Protection
As long as the damage isn’t due to your actions—for instance, rock chips, debris, vandalism, or weather—the claim is considered no-fault. The insurer can’t raise your premiums for such claims .Your Shop, Your Choice
You have the right to choose your auto glass provider, regardless of any insurance-preferred vendor list (CashBackAZ)
But Here’s the Catch…
Although legally your rates shouldn’t spike, APIs and local news have highlighted a few emerging trends:
High-cost windshields with ADAS tech
Replacement costs have soared—sometimes over $1,200 or even $3,500 for vehicles with advanced sensors.Repeated claims may trigger scrutiny
Insurers are paying closer attention. Some may restrict you to one glass claim per vehicle or driver per year—especially if it gets expensive (ABC15)Underwriting vs premiums
While your current rates shouldn’t increase, insurers sometimes choose not to renew a policy if there are multiple high-cost claims.
What You Can Do
Use your glass endorsement—It’s likely a low-cost add-on ($5–$15/month), and often has a $0 deductible.
Repair chips promptly—Smaller chips are cheaper and often covered without a deductible; less likely to trigger claim scrutiny.
Talk to your agent—Ask directly:
“How many glass claims are allowed before it affects my policy?”
“Will this claim affect renewal or future premiums?”
If it’s under your deductible, pay out of pocket and avoid logging a claim altogether.
đź“ť Bottom Line
Single standard glass claim? No rate increase per Arizona law.
Frequent or very expensive replacements? Could lead to non-renewal or underwriting decisions—but not a direct premium hike from the glass claim itself.
âś… Tips Before You Claim
Check if your policy includes the glass waiver (zero deductible).
Call your agent and ask:
“Will filing this glass claim raise my premiums or affect renewal?”
“Is there a limit to glass claims per year?”
For minor damage, consider chip repair instead of replacement.