How Some Shops Help You Save on Windshield Repairs or Replacements
When your windshield gets chipped, cracked, or shattered, filing an insurance claim is often the best route to getting it repaired or replaced without paying the full cost out of pocket. However, many drivers worry about the deductible — the portion of the repair bill they’re responsible for before insurance kicks in.
That’s where partial deductible waivers come into play.
What Is a Partial Deductible Waiver?
A partial deductible waiver is when the auto glass shop agrees to cover a portion of your insurance deductible — reducing the amount you owe. For example, if you have a $500 deductible and the shop waives $250, you’re only responsible for paying the remaining $250.
Some glass companies offer partial waivers as a courtesy or incentive to earn your business. This can be especially helpful in Arizona, where glass claims are common due to rocks, highway debris, and extreme temperatures.
Why Do Auto Glass Shops Offer This?
Auto glass companies that work with insurance understand how the billing process works and what the job is worth. If the claim amount allows, shops may legally and ethically waive part of your deductible without affecting the quality of materials or service. It’s a win-win: you save money, and they earn your business.
Is This Legal?
Yes — in Arizona, waiving all or part of a deductible is legal as long as it’s not done fraudulently. Reputable shops clearly outline any waivers on your invoice and work directly with your insurance to make sure everything is above board.
What’s the Catch?
Not all jobs qualify. Shops typically determine if they can waive part of your deductible based on:
- The type of vehicle
- The cost of the glass and installation
- Insurance reimbursement rates
- Whether calibration is required
You’ll often need to provide your VIN (Vehicle Identification Number) so the shop can get an accurate quote and see what they’re working with.
Bottom Line
If you’re filing an auto glass claim and worried about the out-of-pocket cost, ask your shop if they offer a partial deductible waiver. At 1st Shot Auto Glass, we’re happy to review your claim and let you know how much we can help you save — often within minutes. Call us today with your VIN and insurance info, and we’ll walk you through the process with zero pressure.